大家好，在本次会议中，我们将探讨这种关系 Hey everyone, In this session, we will explore the relationship
在气候风险和运营风险之间，特别强调其衡量 between climate risk and operational risk with a particular emphasis on its measurement
和影响。 and impact.
让我们开始吧。 Let's start.
运营风险是任何业务所固有的，是指产生的潜在损失 Operational risk is inherent in any business and refers to the potential losses arising
由于内部流程、系统、人为错误或外部事件不足或失败，例如 from inadequate or failed internal processes, systems, human error, or external events such
作为极端天气或恐怖袭击。 as extreme weather or terrorist attacks.
它涉及广泛的风险，可能会影响 It involves a broad range of risks that can affect the operations and functioning of an
组织。 organization.
与其他风险相比，多方面的运营风险可能更难衡量 Operational risk being multifaceted can be somewhat harder to measure compared to other
风险类型。 types of risks.
它需要全面了解内部流程、系统和外部流程 It requires a comprehensive understanding of internal processes, systems, and external
可能影响运营绩效的因素。 factors that can influence operational performance.
量化运营风险需要收集相关数据，建立风险管理 Quantifying operational risk requires collecting relevant data, establishing risk management
框架，并实施有效的风险缓解策略。 frameworks, and implementing effective risk mitigation strategies.
气候对运营风险的最强影响之一是通过其对 One of the strongest effects of climate on operational risk is through its impact on
外部风险。 external risk.
气候风险会影响影响外部事件的发生和严重程度 Climate risk can influence the occurrence and severity of external events that affect
业务运营。 business operations.
这包括物理气候危害，如洪水、火灾或极端天气事件 This includes physical climate hazards such as floods, fires, or extreme weather events
这可能会破坏基础设施和系统。 that can disrupt infrastructure and systems.
气候风险可以通过系统风险转化为运营风险，特别是当 Climate risk can transmit into operational risk through systems risk, particularly when
物理气候危害会影响组织的基础设施。 physical climate hazards impact an organization's infrastructure.
例如，数据中心和其他关键系统基础设施可能容易受到 For example, data centers and other critical system infrastructures can be vulnerable to
由气候相关事件引起的洪水或火灾。 flooding or fires caused by climate-related events.
此类事件可能会中断运营，导致数据丢失，并导致财务损失。 Such incidents can disrupt operations, lead to data loss, and result in financial losses.
员工培训不足或管理层对身体和过渡的关注不足 Inadequate staff training or insufficient management attention toward physical and transition
气候影响确实会加剧运营风险，忽视或少付与气候相关的风险 climate effects can really worsen the operational risks, ignoring or underpaying climate-related
风险。 risks.
在机构的运作中可能导致准备不足，缺乏适当的准备 Within an institution's operations can lead to inadequate preparedness, lack of proper
风险缓解措施，以及增加对损失的脆弱性。 risk mitigation measures, and increased vulnerability to losses.
为了降低与气候相关的运营风险，组织应采取积极措施 To mitigate climate-related operational risks, organizations should adopt proactive measures
如风险评估和管理、基础设施弹性、员工培训和意识。 like risk assessment and management, infrastructure resilience, staff training, and awareness.
现在让我们看看气候变化如何影响运营风险。 Let's now see in action how climate change affects operational risk.
对于通过物理影响引起的气候变化引起的温度升高和热浪， For increased temperature and heat waves coming out of climate change through physical impacts,
它们将影响和降低工人的生产力，然后传递给运营风险 they will affect and diminish the worker productivity, which then will transmit to operational risk
以人的风险形式。 in the form of people risk.
然后通过气候变化，更频繁的洪水、风暴和飓风可能会出来， Then through climate change, more frequent floods, storms, and hurricanes can come out,
这将影响业务和供应链中断，以及它们还可能导致 which will affect business and supply chain interruption, as well as they might also result
在公司各种设施的关闭中。 in the shutdowns of various facilities of a company.
这将导致操作风险下的外部风险。 And this will result into external risk under operational risk.
然后是过渡影响，因此突然的政策转变可能导致关闭 Then there are transition impacts, so abrupt policy shifts can result into the shutdown
设施，这将再次导致运营的外部风险类型 of facilities, and which will again result into the external risk type of operational
风险。 risk.
因此，我们可以看到气候变化、物理影响和转型影响如何影响各种 So, we can see how climate change, physical impacts, and transition impacts affect various
操作风险的子类型和子组件以及流量的传输方式 subtypes and subcomponents of operational risk and how the flow is being transmitted
从气候变化到运营风险。 from climate change to operational risk.